1. Introduction
Aum Sampann ("Platform") is a wealth management tool owned and operated by Fingeek Wealth Solutions Private Limited ("We," "Us," or "Aum Sampann"). The Platform enables users ("You," "User") to view and manage financial portfolios across asset classes, including AIFs, PMS, fixed deposits, bonds, gold, mutual funds, and equities. By accessing, installing, or using the Platform, You agree to these Terms and Conditions ("Terms"). If You do not agree, You must discontinue use immediately.
2. Eligibility
You must be legally competent (as per the Indian Contract Act, 1872) to use the Platform.You warrant that all provided data is accurate and complete.3. Account Registration & Security
You must create an account to access certain features.You are solely responsible for maintaining confidentiality of login credentials.Notify Aum Sampann immediately of any unauthorized access.4. Services & Restrictions
4.1. Permitted Use
The Platform provides portfolio tracking, analytics, and reporting.Aum Sampann is not a SEBI-registered PMS/AIF provider but acts as a technology service provider.4.2. Prohibited Activities
You shall not:
Use the Platform for illegal/unethical purposes.Impersonate others or misrepresent affiliations.Reverse-engineer, modify, or distribute Aum Sampann’s software/data.Upload malicious code or prohibited content (defamatory/pirated material).5. Fees & Payments
Subscription fees are non-refundable unless stated otherwise.Aum Sampann reserves the right to modify pricing with prior notice.Failure to pay may result in suspension/termination of services.6. Data & Privacy
Your data is governed by our Privacy Policy.Aum Sampann may process and store data for service improvement.You consent to promotional communications (opt-out available).8. Intellectual Property
All Platform content (logos, trademarks, software) is owned by Aum Sampann.Unauthorized use/copying is strictly prohibited.9. Disclaimer of Warranties
The Platform is provided "as-is" without warranties of accuracy, completeness, or fitness for a particular purpose.Aum Sampann does not guarantee uninterrupted/error-free service.Failure to pay may result in suspension/termination of services.Capital gains/tax reports are for informational purposes only—verify with a tax advisor before filing returns.10. Limitation of Liability
Aum Sampann’s liability is capped at the fees paid by You in the calendar year.We are not liable for:
- Third party actions.
- Data loss/corruption
- Investment decisions based on Platform insights.11. Indemnification
You agree to indemnify Aum Sampann against claims arising from:
Your misuse of the Platform.Violation of these Terms.Unauthorized sharing of account access.12. Termination
Aum Sampann may suspend/terminate access for breach of Terms.Upon termination, You must cease all use and delete stored data.13. Dispute Resolution & Governing Law
Disputes shall be resolved through arbitration in Kolkata under the Arbitration and Conciliation Act, 1996.Governing law: Indian law.14. Miscellaneous
Force Majeure: Aum Sampann is not liable for disruptions due to unforeseen events (e.g., natural disasters, cyberattacks).Amendments: Terms may be updated periodically—continued use constitutes acceptance.Severability: If any clause is unenforceable, the rest remain valid.